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Category: Life

What to do with Stress

Alternate Title: That Time I Went on Vacation and a Tree Fell on My House!!!

Last week Mandy and I were on a relaxing vacation in Playa del Carmen. On Wednesday morning we were in the pool, and when we came back to our cabana to dry off, I saw that I had several missed calls, and lots of texts. The first text I read was from a tenant. It said, “Please get over as soon as you can. A tree just fell on the house!”

We gathered up our stuff and headed to the room. For the next few hours I was on the phone with tenants, contractors and the insurance company. A limb off the very large tree next door had fallen onto the porch. And when I say “limb”, it’s better to picture a tree, because that’s what it looked like.

The next day the limb was removed, and the day after that the damage was assessed and a plan was made.

But that’s getting way ahead of myself isn’t it. Wednesday was a rough day. Here I was on this amazing vacation, and now I was majorly stressed out. How would I regulate my stress so that I could do what needed to be done plus be able to actually enjoy the last couple of days of my vacation?

Each day since last Wednesday has been better, but I thought I would share some of the things that were helpful to me.

First, this was not the first time as a landlord that I had an emergency. I’ve owned rental properties for over fifteen years, and over that time three things have happened. First, I’ve learned a lot. My knowledge and experience has grown. What this means is that I understood the basics of what needed to be done. Second, I have ample financial reserves. I expect emergencies, and therefore I knew that though I wouldn’t necessarily like writing the checks that were going to be required, it wasn’t going to kill me financially. And finally, I’ve developed good relationships with people who know more than I do. I was able to call on some of those relationships to get things moving while I was gone.

And actually, my being in town when this happened wouldn’t have helped much. Sure, I would have been able to go over there immediately, but it’s not like I was going to break out my battery powered Ryobi Chainsaw and start cutting up the limb!

These three things helped immensely, but the fear and stress continued to creep in throughout the day. I was grateful that no one was hurt. A couple of inches more to the left and it could have been a lot worse, since one of my tenants was in the front bedroom when it happened. Those thoughts really weighed on me.

As the adrenaline wore off after a few hours where I had done all that I could do, the stress began to descend like a cloud over me, and this is where the real work was needed.

I think self talk can be a gift at times, but what I’m about to share is a bit different than just self talk. I had to go back to what I believed about God.

I’m always nervous about losing a reader when I bring up God, but I hope that you see that my faith is fleshed out in the messiness of life. It’s not a bunch of platitudes or rules. It’s about a relationship, and if that relationship does not evidence itself during moments of weakness and challenge, I don’t think it’s much of a relationship.

I thought back to Psalm 62. It’s a Psalm written by David, and anyone who knows anything about David knows that he was a king, and kings know a bit about stress.

The Psalm begins, “My soul finds rest in God. He is my rock and my salvation; he is my fortress, I will never be shaken.” Who knows what he was dealing with at this moment, but he knew that it was actually possible for his soul to be at rest even as he went through a storm. That’s a pretty strong statement, and one that I was grateful to be reminded of.

It’s the ending of this Psalm that I thought about last Wednesday. David ends this Psalm by saying, “One thing God has spoken, two things have I heard: that you, O God are strong, and that you, O Lord are loving.”

This has been one of my favorite verses for a long time. What it says to me is that it’s one thing for God to be big enough to handle my problems and needs. It’s another thing altogether for Him to want to handle them.

Said another way, it’s one thing for God to be strong. When I think of God’s strength and power, I think about the creation and the sustaining of the world. I think about it in a macro way. It’s good to think about God in this way, but it’s not complete. God is the creator and sustainer of the entire world, but he’s also a father, and he loves his children. That takes the big macro view and hones it in to the very personal. God loves not only the whole world. He also loves me. He knows all about me. That’s huge.

As I reminded myself of these truths throughout the day, I began to experience peace. It’s in moments like these that I am so grateful for my relationship with God. I can look back over my life and see countless times when he took care of me. When I reflect back over that time, it makes it easier for me to place my trust in him today.

It’s Supposed to be Hard

I shared in a post a couple of weeks ago about a time in my life that was really hard. Though I would never choose to go through something like that, I’m so glad that it wasn’t wasted. It taught me that life is going to knock you down. There are going to be moments when you have to make a decision on whether or not you are going to get up. You’re going be tested beyond what you thought was possible. In summary, life is going to be hard. And it’s supposed to be hard.

Several years ago Mandy and I had the opportunity to go to the National Gallery of Art in Washington, D.C. I remember being impressed and moved by what I saw, but what has had a significant and lasting impact on me were four paintings by Thomas Cole called The Voyage of Life. These paintings portray four distinct seasons of a man’s life. The first is Childhood.

Thomas Cole (American, 1801 – 1848 ), The Voyage of Life: Childhood, 1842, oil on canvas, Ailsa Mellon Bruce Fund

You see immense joy as the child is experiencing the beauty of the world. The second painting is Youth.

Thomas Cole (American, 1801 – 1848 ), The Voyage of Life: Youth, 1842, oil on canvas, Ailsa Mellon Bruce Fund

Here the young man finds himself on his own for the first time. There doesn’t seem to be much fear. Just excitement as he steps into an adventure. The third painting is Manhood. And in case you weren’t sure, this was the one that stopped me in my tracks.

Thomas Cole (American, 1801 – 1848 ), The Voyage of Life: Manhood, 1842, oil on canvas, Ailsa Mellon Bruce Fund

The joy of the child and the excitement of the young man are both gone. It’s dark and it’s scary, and this man is just praying that he won’t die. What a shift, huh! I was going through this intense and challenging time when I saw this. I was in my mid-30’s. We had young kids. I was the pastor of a young church. We didn’t have much money. And I was embarking on a new business. This painting captured what I had been feeling.

Our family started reading the book of James together a couple of weeks ago. I encouraged us all to memorize James 1:2-3. This has been an important passage of Scripture to me for a long time. Here’s what it says…

Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds, because you know that the testing of your faith develops perseverance. Let perseverance finish its work so that you may be mature and complete, not lacking anything.

This is such a good word. Our trials and challenges are not wasted. It’s possible to not simply go through them but to embrace them with joy, not because we’re masochists but because we know that there is nothing else in life that makes us better and stronger. How would you like for your life to be characterized by the phrase “mature and complete, not lacking anything”!

It will never happen without a fight. It will never happen by simply coasting through life. It only happens when we embrace the truth that life is going to be hard.

The even bigger truth for me is that I don’t have to go through it alone. My faith in God is what has gotten me through these challenging times. When I’ve been alone in that boat, being tossed by the waves, I’ve known that I wasn’t truly alone. The God who has guided men and women through those same treacherous waters has guided me, and he’ll continue to guide me. And that gets us to the final painting: Old Age.

Thomas Cole (American, 1801 – 1848 ), The Voyage of Life: Old Age, 1842, oil on canvas, Ailsa Mellon Bruce Fund

When I see this painting, I think of Paul’s words to Timothy, found in 2 Timothy 4 and most likely penned shortly before he was beheaded under the orders of Emperor Nero…

For I am already being poured out like a drink offering, and the time for my departure is near. I have fought the good fight, I have finished the race, I have kept the faith. Now there is in store for me the crown of righteousness…

The fact that we have this fourth painting tells us that the man praying desperately in that third painting made it out alive. He went through the challenge, pain and loss that is found in life. He did the work, and I hope that he feels the reward.

10 Rules for Life & Happiness

Awhile back I read a tweet from Ramit Sethi about his ten rules for money. As I read it I began thinking about my own ten rules, not just for money but for life and happiness. As I reflected on this, I thought about things that have remained important to me over my life, but I also began to think in terms of the most important things that I want to share with my sons. For the past few weeks I’ve been working on this list, and I thought I would share my rules here.

Before I begin, a word about rules…we normally don’t like rules because rules are something that others give to us. I’m thinking of parents, teachers and bosses here. Try not to think about the word this way. As I’ve researched it, I’ve discovered that the word “rule” comes from the Greek word for “trellis.” A trellis allows a grapevine to get off the ground and grow upward, thereby enabling it to thrive. We need the same thing in our lives.

Rule #1: Put your trust in God.
I consider this to be the foundation of my life. God doesn’t call me to know everything or to get everything right. God invites me to place my trust in him; to walk with him and be guided by him; to be with him when times are good as well as when they are bad. When I look back on my life, on those times when things were most challenging, I see that God was with me. I have a lot of questions when it comes to faith and spirituality. I am a skeptic at heart who continues to wrestle with certain topics. But through the wrestling, I always come back to this fact: that no matter what I go through, I can come to God for help. One of my favorite passages of Scripture is Deuteronomy 31: 8. It says, “The Lord himself goes before you and will be with you; he will never leave you nor forsake you. Do not be afraid; do not be discouraged.” If there was just one thing that I could pass on to Adam and Micah, it would be this truth.

Rule #2: Decide which worldview that you will give yourself to.
As much as I believe the previous rule, I recognize that not everyone will feel the same way. And therefore, everyone has to decide for themselves which worldview out there to give themselves to. As Bob Dylan once said, we all gotta serve somebody. We may believe that we’re calling the shots, but everyday we give ourselves to other people, things, causes, etc. It’s the way that we’re wired as humans. The key is to make sure that you’re giving yourself to the right things. If you’ve never listened to David Foster Wallace’s 2005 commencement speech at Kenyon College, I highly recommend it . You can listen to it at this link, and if you don’t want to listen to the entire thing, just start around the 17 minute mark.

I’ve come to the place where I believe that the best worldview that I can give myself to is Jesus and the Kingdom of God. So many people have baggage over what they think this implies, so I’ve pretty much come to the conclusion that there’s not much that I can do to convince a person that this might be the best worldview for them. Instead, I live my life in a way that allows this worldview to influence me more everyday. I’ve shared more thoughts on this here.

Rule #3: Don’t be afraid to ask for help.
I have always struggled with this, and I still have a long way to go. Asking for help signifies weakness, and I imagine most of us don’t like feeling weak. That has definitely played a role for me, but it was also about believing a lie that I was bothering people when asking for help. I’ve had to make a real effort to fight this lie.

When I think about this rule, I think in terms of everyday friendship, but I also think about the need for professional help. Mandy and I have been seeing the same therapist for over a decade, and I can’t begin to comprehend where our marriage would be without this. Sometimes a book, podcast, or conversation over coffee can give me what I need, but at other times I need something more. A friend of mine would often say that healthy people ask for what they need. I’ve learned this to be true.

Rule #4: Cultivate friendship
It’s good to have friends who can talk about sports and the weather and what you did last weekend. We all have those kinds of friends. What we need in addition to this are friends you can go deep with; friends who will on the one hand accept you as you are, yet on the other hand not be afraid to ask you the hard questions. Friendships like these are rare, and when you find one, don’t be passive. Invest time and energy, and don’t take it for granted.

Rule #5: Your interior life matters more than you know.
Proverbs 4:23 says, “Above all else, guard your heart, for everything you do flows from it.” Much of life is all about what’s going on in the exterior of our lives. But it’s so important to take note of what’s going on within. When I think about this rule I think about character. I’ve heard character defined as “who you are when no one is looking.” While that is a part of a good definition of character, I feel like it falls a bit short. It focuses on the negative. It’s all about not sinning.

Dallas Willard, one of my favorite authors, says that character is what you do without thinking about it. You can have good character or bad character. We develop good character when we make good decisions; decisions that look to the good of others over ourselves. We also develop good character when we fail but then learn from our failure. Finally, just as a body grows healthy when more good things than bad are put into it, our hearts grow more healthy (and our character grows) when more good things than bad are put into it. As we cultivate our heart, we develop character, and character then automatically influences our actions.

Rule #6: Understand what fills your tank, and make no apologies for spending time doing those things.
So much of life is depleting. It’s important to know what things you can do that restore your soul. For me, it’s things like travel, hiking, biking, cooking, listening to good music, and reading a good book. I know it’s important to prioritize these kinds of activities into my schedule. In the past, when I have found myself getting burned out, I’ve often been able to point to the fact that I’ve been too busy to do these things, which is in fact a lie that we often believe. If these things fill my tank, then I need to prioritize them. I need to put them in my schedule just like I do a meeting for work. The first thing is to figure out what those activities are, as they’re different for every person. And then do them!

Rule #7: You will have fewer financial emergencies when you have money in the bank.
I learned this from Dave Ramsey, and I’m so glad that I learned it when I did. Most people spend every dollar they make. They have no financial margin, and so when an emergency happens, which it will, it can be devastating. When you have an emergency fund, you know that it’s only a matter of time before an emergency is going to happen, and you also know that when it happens, while you certainly won’t enjoy writing that check, you know you’re going to be ok because you have the money set aside. The emergency then doesn’t feel like such an emergency!

Rule #8: Never stop learning and growing.
Another way of saying this is, don’t forget to invest in yourself. Education doesn’t end when you graduate from college. Continue to read books, listen to podcasts, go to conferences, and learn from others. More than that, though, decide what you’d like to learn, and then set up goals for how you are you going to learn it. Find a topic that you’re interested in and go learn about it. There is more information and opportunities for learning than ever before, and it’s only going to increase. But you have to determine that you are not going to be satisfied with where you currently are.

Rule #9: Marry the right person.
I’ll admit that I’m being a bit sneaky with this one. The truth is that this is a tough challenge. How in the world can you know on the front end who is going to be a good fit for a life partner? Mandy and I are nothing close to the college kids we were when we met. But as we’ve grown and changed, we’ve done so together. At the end of the day, rule #1 (trust God) leads me to believe that there is some providence at work with something as important as marriage. But you have a role to play as well. As you date, think about the obvious things like friendship, attraction, and fun, but also think about common goals and vision. Have those kinds of conversations. I know that Mandy and I did. And as a word of caution, be careful about giving your heart away too soon.

Rule #10: Pursue Wisdom
This seems a fitting way to end this list of ten rules. At the end of the day, I want my life to be characterized by wisdom. Eugene Petersen says that wisdom is the art of living skillfully in whatever actual conditions we find ourselves. It’s an art rather than science, and it’s very practical. The book of Proverbs paints this picture of wisdom as someone offering to be your friend as you make decisions, navigate relationships, steer clear of temptations, and simply seek to be successful in life. I don’t know about you, but this seems like a good friend to do life with. There’s no money you have to pay and no test you have to pass to get this kind of friend. You just have to want it. You have to pursue it.

This was a great exercise for me, and I highly recommend it to others. It took awhile to settle on these ten, and a year from now I might organize them a bit differently. But I feel good about this list. These are things that have mattered to me for a long time. I’m not positive how or when I’m going to share these with my sons, but I’m definitely looking forward to figuring that out!

12 Week Year – Reflections

A few years ago I read The 12 Week Year, by Brian Moran and Michael Lennington. At the time, I picked up some good tips, but I didn’t take it farther than that. Towards the end of 2020 I heard Brian Moran interviewed on a podcast, and I decided to pick the book back up. Better still, I decided to put the system into practice.

If you’re not familiar with this book, the idea is that while having annual goals is better than having no goals at all, there are some real drawbacks with annual goals. We all know the feeling of setting annual goals in January, yet not feeling any real urgency since we have so far until the end of the year. It’s why in the fourth quarter we actually get a lot of stuff done. The 12 Week Year isn’t simply quarterly goals. It’s treating those 12 weeks as a year, with goals, strategies, and celebrations. As the authors say, “Twelve weeks is long enough to get things done, and yet is short enough to create and maintain a sense of urgency.”

This made a lot of sense to me, so I decided to give it a try. I set a few goals, some dealing with work and some with self-care. The two self-care goals were to read ten books and to do 48 sessions of cardio. I’m happy to report that I exceeded both of these goals. I track my reading with Goodreads, and last night I finished my fifteenth book. I set up a spreadsheet to record my cardio, and yesterday I recorded my 53rd session. The majority of these sessions was spent on a treadmill, though lately it’s been more bike riding or outdoor walks/hikes.

My other set of goals dealt with my work. I came into 2021 with several construction projects that had just begun. The first goal was to have 1176 Sledge Ave finished and on the market. I’m going to miss that goal by a week or two, but it’s mainly because we ended up doing more to the house than we first thought, which simply means a longer renovation period. The second goal was to be finished with our new construction project at 909 N. Avalon St. I underestimated this badly. We’re probably six weeks away from that being finished. This meant that my third goal, beginning construction on our second build, also did not happen. New construction is a brand new thing for us, so those were both overly optimistic goals. No harm, no foul. The last goal was to have 1195 Dorothy Pl under contract. That happened. I also bought and then sold another house during this time, and listed and got under contract a project we did a year ago, so all in all I’m happy with where I landed at the end of the 12 Week Year.

The last goal I had falls somewhere between self-care and work. It’s blogging. I set a goal of one post per week. This is my tenth post, so I fell short just a bit. Writing is something that I want to get back in the habit of doing, and while I have enjoyed blogging these last few months, I am definitely still trying to find my rhythm.

Now for some reflections…

  1. With both of the self-care goals, the key was setting the goal, but then also having an easy way to track it. I’m going to continue tracking my cardio activity, but with the weather as awesome as it is, I will most likely set a little higher goal for this next 12 Week Year. And with reading, I’m inspired to set an overall 2021 goal of averaging a book per week. I’ve never done that, but I think it’s very possible. Goodreads has been a huge help with this.
  2. I think the reading goal and the blogging goal can actually shape one another. It’s one thing to read a lot of great books. It’s another thing to take the time capture key ideas and reflections. I’m not always as good at that, but it’s something I want to get better at. For this next 12 Week Year I’m going to write some blog posts on key takeaways from some of these books.
  3. The new construction part of my business is way more passive than the renovation part. The reason is that we hire a builder to do everything. It’s actually pretty fantastic. My goal for this first 12 Week Year should have been to implement systems for the builds moving forward. That is a goal that I was able to accomplish. We spent time getting set up with the vendors that our builder uses. We selected products for this build that we will no doubt use for future builds. This will allow the next projects to be even more passive than the first one.
  4. I did not set any goals with my client business because I wasn’t sure what goals to set. That was a mistake. The goal I will set for this next 12 Week Year will have to do with the number of touch points I make each week with clients and friends. I’m really looking forward to making and accomplishing this goal.
  5. Finally, with a new 12 Week Year right around the corner, I’m able to start afresh without waiting until the end of 2021. That’s genius. I get to celebrate my successes and reevaluate my misses.

Life Design – a Theological Perspective

As I wrap up this series on Life Design, I thought I would write one final post that fleshes out a theological perspective for all of this. I get that some might want to push the pause button now, thinking I’m about to get religious on you. I do hope you’ll indulge me for a few minutes to read this entire post. It might surprise you.

One of my favorite verses in Scripture is John 10:10. In that verse Jesus says, “The thief comes only to steal, kill and destroy; I have come so that they may have life, and have it to the full.”

In the English language we have one word for Life. However, in the Greek language there are three. There’s the word Bios, which is physical life. If you’re breathing you have Bios. There’s also the word Psyche, which says that we’re more than bodies – we also have emotions. We have a soul. And then there is the word Zoe. It’s my favorite Greek word. It’s more than simply being physically alive. Have you ever heard the phrase, “breathing but dead inside”? Now we’re getting to Zoe. It’s the word that Jesus uses in this verse.

When I think about Zoe I think about words such as abundance, fullness, freedom, fulfillment, meaning, purpose, satisfaction & wholeness. In this verse Jesus says that he came to bring this kind of life – not simply going through the motions but being fully alive!

Here’s the tricky part with this. Jesus’ vision of life is often counter to what our culture offers up as the path to good living, and one must take a careful look at exactly what he or she is pursuing.

Jesus gives some insight on this in Matthew 7:13-14, when he says, “Enter through the narrow gate. For wide is the gate and broad is the road that leads to destruction, and many enter through it. But small is the gate and narrow the road that leads to life, and only a few find it.”

These words from Jesus tell us a few things. First, there are two paths that people take, then and today. One leads to life and one to destruction. When you hear this word destruction, think of it in terms of waste and regret. We all know those feelings. Second, most people take one path over the other. Third, and this is the concerning one, the one that most people take isn’t the one that leads to life. It’s the one that leads to waste and regret. The final takeaway is that since most people aren’t dumb, there must be something deceptive going on here!

Do you remember the premise behind The Matrix? Neo has sensed for awhile that things are not as they seem in the real world, but the revelation comes once he meets Morpheus, who sheds light on the reality of the Matrix. Those in the Matrix look normal, but in reality they are slaves. That’s obviously concerning, but the even bigger concern is that they have no idea that they are slaves! They think they’re free, but they’re not.

The world that we live in today is a system. Maybe not like the Matrix, but it’s a system nonetheless. And we can be slaves to this system if we’re not careful. Our system is rooted in power, greed and lust. It’s all about more, more, more. The good life comes when we have more – consume more and experience more, and then you will be happy. So that’s what we do. Our economy operates on this, and it’s doing quite well!

But are we doing quite well? Is it working for us? Is it leading to Life?

A few years ago I read a book called For the Love of Money: A Memoir, by Sam Polk. It’s the story of a guy who is pursuing the good life. If the world said it would make him happy, he went after it. And he got it: money, power, prestige, women. He thought these things would make him happy, safe and important. But at the end of the day, it left him empty. It crushed him. He knew that there had to be something more. So he began seeking. Here’s what he said:

I was twenty-seven years old, on the verge of becoming a multimillionaire. It’d made it. I’d achieved. My life looked exactly like I’d wanted it to look. And with a sinking feeling of horror, a question that had been sitting on the periphery of my consciousness stepped forward into the light. So why am I so miserable?

Reading this, I’m reminded of another instance where Jesus talks about the one who gains the whole world but forfeits his soul. Maybe that sounds extreme to you. But think about what Bilbo Baggins once said: “I feel thin, sort of stretched, like butter scraped over too much bread.” That’s not as extreme is it? I know I’ve felt that way before. Forfeiting your soul isn’t a one time thing that sends you to hell.

I think that’s one of the places where Jesus is misunderstood. If you’ve spent any time in church it is easy to come away with the idea that all he cares about is getting you to heaven when you die. When I read Jesus I don’t come away with that. I do think our eternity is important, but I see Jesus very much caring about our lives today. And I believe that he wants to teach us how to live our lives in a way that is counter to what the world says is the good life. And it’s not because he wants to deprive us from our fun. It’s because he wants us to experience true Life.

I realize that throwing the Bible into this conversation might cause some to dismiss these thoughts on life design. I admit that there have been times where I wanted to distance myself as well. But I continue to come back to Jesus as the one who modeled Life better than anyone else before or since. His life and teaching is the foundation for how I seek to live my life.

Pt. 1: Life Design 101
Pt. 2: Rest and Responsibility
Pt. 3: Scaling vs. Simplicity

Scaling vs. Simplicity

The next topic in this series on Life Design that I’d like to give some thoughts to is on the tension between scaling vs. simplicity. Scaling is a fun word. When you have a business, the idea is to grow and expand. And the way you do that is to scale. Scaling your business simply means that you put systems and processes in place that then allow your business to naturally grow. It’s about automating and delegating tasks, hiring teammates, and spending money on marketing.

If you want your business to grow, you have to scale. But before you make that decision, you have to decide whether you want your business to grow. That may sound like a stupid question: Of course you want your business to grow! But I think it’s actually a really important question.

Here’s the question I’ve been asking myself for awhile: “What exactly do I want?” Here’s the truth: I’m very satisfied with where I am. More growth means more complexity, and these days I’m very much valuing simplicity. The tension is found in the principle that if you’re not moving forward, you’re actually drifting. I don’t want that.

A few years ago I went through Michael Hyatt’s Free to Focus course, and it made a huge difference in the way I organize my life and business. I began putting systems in place. Hyatt says that before you can delegate you have to automate, and before you automate you have to eliminate. The elimination and automation made a huge difference for me. You could say that they have helped me to scale.

One thing that you should know about me is that in my 20 plus years of working, I have rarely been managed by others, and I haven’t done a ton of managing others. I have been a solo entrepreneur in most of my ventures. In some ways that has made me into a jack of all trades, and perhaps in some ways a master of none. I’m good at a lot of things, and I enjoy doing most of those things.

I realize that I could hire people to do the things I’m not crazy about. That’s important. What is more important, at least to those who advocate scaling, is that I could hire people to do things I like, but which do not generate income. That way I can spend more time doing those activities that generate income. That makes a lot of sense, but it causes me to again ask the question, “But do I need to generate more income?” That is a life design question.

I don’t know where I first heard the story of the Mexican fisherman who met the American investment banker. Do you know this story? Rather than retell the story myself, below is the story from a site called bemorewithless.

An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked.  Inside the small boat were several large yellowfin tuna.  The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.

The Mexican replied, “only a little while. The American then asked why didn’t he stay out longer and catch more fish? The Mexican said he had enough to support his family’s immediate needs. The American then asked, “but what do you do with the rest of your time?”

The Mexican fisherman said, “I sleep late, fish a little, play with my children, take siestas with my wife, Maria, stroll into the village each evening where I sip wine, and play guitar with my amigos.  I have a full and busy life.” The American scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds, buy a bigger boat. With the proceeds from the bigger boat, you could buy several boats, eventually you would have a fleet of fishing boats. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing, and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually New York City, where you will run your expanding enterprise.”

The Mexican fisherman asked, “But, how long will this all take?”

To which the American replied, “15 – 20 years.”

“But what then?” Asked the Mexican.

The American laughed and said, “That’s the best part.  When the time is right you would announce an IPO and sell your company stock to the public and become very rich, you would make millions!”

“Millions – then what?”

The American said, “Then you would retire.  Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siestas with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos.”

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I continue to come back to this story as I make decisions about my business and my life. As I said in the first post in this series, what I’ve been working on for awhile is designing my life, and then fitting my business into it. This is in contrast to designing your business, and then working to fit your life into it.

If the Mexican fisherman’s desired life was to sleep late, fish a little, play with his children, take siestas with his wife, and stroll into the village each evening where he would sip wine and play guitar with his amigos, and if he currently had that life now, why in the world would he change it?

Yet so many of us believe that the good life will only come once we retire. Plus, because of debt and the accumulation of too much stuff, we don’t believe that we can afford to do anything but work long hours.

When I retired from vocational ministry, I wasn’t retiring like most people retire. For one thing, I was only 43 years old. But the main difference was that I had another job. So now, instead of two jobs I’d just have one. But I also now had 15-20 extra hours in my week. Even more important, as I mentioned in the last post, I now had mental space that I had not had in a long time. This created a simplicity that I had not experienced.

Scaling is a powerful thing. My business partner has continued to encourage me to give some tasks up. There have been times that I’ve fought that, even though I knew it was the right move. In our real estate development business I’ve handed off more of the finances, we’ve set up systems for purchasing, and we’ve hired a construction manager. This has cost some money of course, but it’s meant that I can allocate those hours elsewhere, plus it means that we are actually functioning better because we’ve hired people better than ourselves for those tasks.

As I wrap up this post, know that I believe in scaling and growth. I just believe that you should ask some questions before automatically implementing these strategies. Live in the tension. That’s what I’m continuing to learn how to do.

Pt. 1: Life Design 101
Pt. 2: Rest and Responsibility
Pt. 4: Life Design – a theological perspective

Rest and Responsibility

Last week I shared the first of what I think will be four blog posts on Life Design. Today I want to share another piece to this. This is something that I’ve been thinking about for several years.

As you can see from the slide above, there are two axis: Rest and Responsibility. It’s my belief that all of us were created to carry Responsibility, but I’ve learned that this Responsibility is best carried out when it’s rooted in Rest. There are four quadrants that at a particular point in time we can be living in. They depend on the amount of Rest and Responsibility that we currently have.

When we have the proper amount of Responsibility, and when it’s fueled by the proper amount of Rest, then we are Healthy. That raises the questions, “What is the proper amount of Responsibility, and what is the proper amount of Rest?” There’s not one answer for that. It’s different for every person, and it’s different during different stages of our lives. What is important is that we don’t compare ourselves to others. Our capacities are different. The key to health is that we have the proper amount on our plate. Here’s the big thing I’ve learned about this: when you’re healthy, you know it. You feel fully alive!

The problem comes when we have high Responsibility but low Rest. When this happens, stress enters the picture, and we can easily become Overwhelmed. We all know this feeling. In fact, most of us live much of our lives in this place. And our culture champions us on in this feat: “exhaustion as a status symbol”, according to Brene Brown. We proudly wear our busyness as a badge of honor, and since work isn’t relegated to an office, it’s very tough to shut things off.

Our bodies cannot seem to physiologically get off the adrenaline rush in order to slow down. We battle to make the best use of every spare minute we have. We fear how things might fall apart if we slow down or stop, so we just keep going. We end our days exhausted from the endless demands being placed on us. We know we need to rest and recharge, but who has time for that when the _________ is hanging by a thread? Soon even our “free time” becomes filled with demands as we try to squeeze more “doing” into an already overburdened life.
Peter Scazzero

I think we all know what this feels like.

What happens when there is high Rest but low Responsibility? We become Comfortable. When I left my job as a pastor, Responsibility went WAY down. I wasn’t constantly thinking about how the people I was leading were doing. It was honestly pretty amazing. I had more time on my hands, but more important, I had a mental space that I hadn’t had in a LONG time. While it was a nice change of pace, I knew that having low Responsibility was unsustainable in the long run, just as having low Rest is unsustainable in the long run. I didn’t necessarily want the same level of Responsibility that I had previously had, but there were some things I was still passionate about, and I was going to need to figure out how to still do those things.

“Bored” is the best word I could come up with for the quadrant where there is low Rest and low Responsibility. You might wonder what the difference is between here and Comfortable. The key is that the things you are doing with your downtime aren’t truly leading to Rest. What we think of as rest is often not rest at all. We have to make sure that during our downtime we are actually participating in activities that truly fill our tanks. A little bit of Netflix and social media might be helpful when resting, but too much can end up having negative consequences. The key point here is that having low Responsibility does not automatically mean that you have high Rest.

One thing I’ve learned about this is that there is a vicious cycle at play here. Think back to the last time you were truly Overwhelmed with work, or perhaps even with life itself. You felt that you were running on fumes, and you found yourself desperate for real rest. In that moment the tendency is to think you can crash for a few hours or a few days, and then go back to what you were doing before. It is very easy to simply veg out. However, that may not get you to where you need to be. A deep state of rest leads you to a place where you are no longer striving, and there’s unfortunately no button we can push that brings us to this place.

As of this moment today, I’d say I’m somewhere between the Comfortable and Healthy place. I’m definitely no longer Overwhelmed, and I’m not Bored. My level of Responsibility is not what it was three years ago, but I think it’s at a proper place. Over the past year I’ve invested in a bit of coaching, and I’ve spent a lot of time thinking about what I’m truly passionate about, and where I should invest my time. That has been fruitful work.

Pt. 1: Life Design 101
Pt. 3: Scaling vs Simplicity
Pt. 4: Life Design – a theological perspective

Life Design 101

A few months ago I was listening to a BiggerPockets podcast featuring Tarl Yarber. It was a great podcast for a number of reasons, but there was one line in it that stood out most. He was quoting a friend of his (Thatch Nguyen) when he said, “Most people build their business and then work to fit their life into it. Instead, why don’t you decide what kind of life you want to live, and then design your business to fit that lifestyle?”

Mic drop

I realized in that moment that I so resonated with this statement because it’s something I’ve been attempting to do for the last few years. I just didn’t have to vocabulary yet to describe it.

I first started thinking about life design a few years ago when I was debating stepping down as pastor of the church I had started a decade earlier. This was a difficult decision, but I knew that I wasn’t the healthiest version of myself. I was doing too much, and I was burned out. At the time I was making the decision, Adam was getting ready to enter the 8th grade, and I knew that I had five years before he went to college. I recognized that these last five years are pretty crucial, and I therefore knew that it was pretty crucial that I be healthy. I didn’t want to be a spectator for these years. I wanted to be present and active. Right then and there, I knew that my primary focus needed to be on my family.

This realization then caused me to ask the question, “So what do I want these five years to look like?” But I then recognized that there’s another question to ask before I asked this one? It’s this: “What do my sons need from me before they leave my house?” That’s a big question, and one that I needed to spend some time with.

At the end of the day, I thought about things in terms of time. Five years would pass quickly. And then another four would pass and Micah would be in college. Time was the most precious commodity. And I thought about time in terms of both quantity and quality. Both are important. When it comes to quality, it was less about me planning creative things for my kids and more about me being healthy so that I could give my best, not simply my left-overs. And side note…when it comes to quantity, I’m reminded that this pandemic has given me SO much more time with family than I could have ever planned for. And though at times this has been challenging, I’m very grateful for it.

I knew that I needed to spend some time developing a vision for my life. We are all taught to develop a vision for our business or organization, but rarely do we spend time developing one for our personal lives. How strange that is when you really think about it!

All of this thinking then led to a series of questions (side note – I love questions, as I find that one question leads to another question, often a deeper and more important question):

  • What does the culture say leads to happiness/prosperity? In what ways do I agree with this, and in what ways do I disagree?
  • What does a happy/successful/content/prosperous life look like?
  • If I had all the time in the world, how would I spend it?
  • Which is more important to me: more time or more money?
  • What does our family enjoy doing?
  • How much money do I need to make each year?
  • How many hours do I need to work in order to make that much money?
  • What does my ideal week look like?
  • Since Mandy has a more traditional work schedule, what is the value of a flexible schedule?
  • What makes me happy?

It’s been almost two and a half years since I made the difficult decision to leave vocational ministry. More than anything else, this was a life design decision. In order for my life to work the way I wanted it to work, I had to give some things up. This was one of them. As hard as it was to quit doing something that I had spent the previous two decades doing (and planning to do), it was the right decision. Asking these questions, and then making this decision, has led to a different kind of life. Stress has been at an all time low these last two years, I’ve recovered from burnout, and as a result I’m a healthier me.

Besides being more present for my family, I’ve also seen my business prosper as a result. And it wasn’t just about having more time. It was also about having more mental and emotional margin. I’ve written about this before, but I will say it again: margin often means that I see and take hold of opportunities that could be easily missed if it weren’t there.

Over the coming weeks I’m going to write at least a couple more posts dealing with what I’ve been learning about life design.

Pt. 2: Rest and Responsibility
Pt. 3: Scaling vs. Simplicity
Pt. 4: Life Design – a theological perspective

What I’m Learning

I’m starting a new blog series highlighting some of the things I’m learning. I’ve discovered that as an Enneagram 7 I move to Enneagram 5 in health. I love going deep with a topic that fascinates me. That happened with this first one in particular.

  • 1996 Mt. Everest Disaster – I finished reading Jon Krakauer’s Into Thin Air. I also read several articles and watched a documentary, a reality series and the 2015 movie. It’s a tragic story.
  • Lifeonaire, by Steve Cook – I read this book in 2 days. It’s a fable, which means that at times it’s a bit corny. But it’s a great book about life design. I’m working on a blog series on life design. It’s a topic that has been deeply impacting me. This book helps you to ask some very important questions.
  • The 12 Week Year, by Brian Moran – I first read this book a couple of years ago, but I decided to revisit it in the last couple of weeks. It makes such great sense that when we set goals that are to be fully accomplished 12 months from now, it’s easy to slack off in because the deadline seems so far away. With the 12 Week Year you set 2-3 goals for a 12 week period. That’s your year. You celebrate in week 13, and then it’s time for a new year. If you want to know more, check out this podcast from BiggerPockets.
  • Real Estate Rockstars Podcast with Tarek El Moussa – this podcast is from a year ago, but I’m just now listened to it. Tarek is the host of a couple of HGTV shows. I enjoy his shows, but I didn’t know his story.

Favorite Books for 2020

I set a goal to read 40 books this year. As of today I’m at 43. Of those 43 books, here are some of my favorites.

First up, a couple of finance books.

Quit Like a Millionaire – Kristy Shen
Kristy Shen writes at Millennial Revolution. She and her husband are some of my favorite writers in the FIRE community. So many great nuggets gained from this book. Note: I just noticed that the Kindle version is only $4.99.

The Path, by Peter Mallouk & Tony Robbins
This is a follow up to their book Unshakeable, which was also a great read. The opening paragraph in chapter 1 gives a great synopsis of the book. Robbins writes, “We all want to be truly free. Free to do more of what we want, when we want, and share it with those we love. Free to live with passion, with generosity, with gratitude, and with peace of mind. This is financial freedom, It’s not an amount of money; it’s a state of mind.”

Next up is four books I’d classify under the spirituality category…

Life Without Lack – Dallas Willard
Psalm 23 has always been one of my favorite Psalms, and this book is Dallas Willard’s take on it. It’s fantastic.

Even in Our Darkness – Jack Deere
I have never read such an honest memoir. I’ll leave it at that. I think it’s the first book I’ve ever read in one day.

Get Your Life Back – John Eldredge
The subtitle is Everyday Practices for a World Gone Mad. I found it to be a very practical and helpful book.

Stillness is the Key – Ryan Holiday
This is a book that I’d like to read again this year. Holiday has so many good stories in this book.

Next up, some fiction.

The End of October – Lawrence Wright
This book came out in April. It’s the story of a global pandemic. Thankfully its impact was far worse than what it seems our ending with COVID will be.

Tell No One – Harlan Coben
I had never read anything by him prior to October, 2020. I read seven of his novels over the past two months. I love discovering new authors!

Finally, three non-fiction works.

Talking to Strangers – Malcolm Gladwell
This was my favorite audiobook, and it’s a book I plan to read again.

Bitcoin Billionaires – Ben Mezrich
Mezrich also wrote The Accidental Billionaires, which was later turned into the movie The Social Network. It’s in some ways a follow up, in that it focuses on the Winkelvoss twins venture into bitcoin.

Don’t Know Much about History – Kenneth Davis
I actually came across this book when I was researching books that every high school student should read (since I have a high schooler). This was on one of the lists. I actually haven’t finished it, but that’s the beauty of a book like this. You can jump around to various chapters in our history. It’s very well written.